Zedvance Loans – How to get a loan

Getting a loan online in Nigeria can sometimes be a bit complicated. There are many requirements, forms to fill, and checks to ensure everyone is secure. But not to worry, we’re here to tell you about a special loan provider called Zedvance. They offer loans without asking for collateral or charging high interest rates. Let’s take a closer look at how you can get a loan from them.


About Zedvance:

In a sea of loan providers, Zedvance shines bright. They stand out by offering excellent loan services without asking for collateral or charging exorbitant interest rates.

Pros and Cons:


  1. High Loan Capacity: Zedvance allows you to borrow a substantial amount, which is not always easy with other lenders. It’s more manageable here.
  2. Quick Approval: They process loan applications faster than most, meaning you can get your money when you need it.


  1. Limited Operations: Currently, Zedvance operates only in Lagos. If you’re outside the state, your application won’t be considered.
  2. Paperwork: The application process involves a lot of paperwork, which can be a bit frustrating at times.
  3. Proof of Employment: If you’re self-employed or a freelancer, providing proof of employment might be a bit challenging.

Loan Amount and Interest Rates:

  • You can borrow up to N5 million from Zedvance.
  • Interest rates range from 12% to 45%.

Additional Fees: There are no extra fees associated with Zedvance loans.

Documents Needed:

  1. Means of Identity (e.g., passport, national ID card, driver’s license)
  2. Request of Account Statement form (to be confirmed by your bank’s loan officer)
  3. Employee Identity Card (to show your employment status)
  4. Direct Debit Mandate
  5. Tax Identification Number or pension statement and employment letter
  6. Passport photograph with a clear view of your face.
  7. For freelancers or contract employees, you’ll need guarantors who are permanent staff at your workplace.

Funds Release:

Once your loan is approved, Zedvance is quick to release the funds. You can expect to receive it in minutes.


Repayment Terms:

You have up to 18 months to repay your Zedvance loan.


If you’re a working-class individual in need of a quick loan without too much hassle, consider applying for a loan from Zedvance. They offer substantial amounts with reasonable interest rates and a straightforward application process. Give it a try!

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