Petty cash Loan – Borrowing Money from PettyCash

For some fortunate individuals, deciding how to wisely spend their money can be a challenge. It’s a rare dilemma, but it does exist. If you’re one of these lucky few, keep reading. There’s a platform called PettyCash that caters to people like you. But don’t worry, they’re here for everyone, whether you have plenty to spare or just need a little help now and then.

What is a PettyCash Loan?

PettyCash is an online lending platform that offers a unique service. If you receive a monthly salary, you can get an advance of up to N50,000. In special cases, this can even extend up to N5 million with specific terms and conditions. As long as you’re employed, you’re eligible for these accessible short-term loans. Pretty cool, right?

How PettyCash Loans Work

Now, let’s explore how PettyCash can lend a helping hand when you need it.

  1. Federal Staff Loan (Fed Petty Cash Loan)

This product is tailored for individuals working with the Federal Government. Loan amounts range from N5000 to N50,000.

  1. PettyCash+

This is an emergency loan designed for those with a regular monthly salary, providing up to N10,000.

  1. Payday Loan (Most Popular)

Salary earners can access instant loans between N10,000 and N50,000.

  1. NSCDC Loan

Available to any officer in the Nigerian Security Civil Defence Corps, this option provides loans from N50,000 to N500,000.

  1. Business Loan

These loans range from N500,000 to N5,000,000. However, a car is required as collateral.

  1. Personal Loan

You can secure a loan of up to N500,000 using your car as collateral, and you still get to keep and drive the car.

Interest rates depend on the chosen repayment plan. In essence, paying off the loan quickly means less interest, while a longer repayment period results in slightly higher interest. These terms are standard for most loans.

For Those Seeking Financial Guidance

PettyCash also has something special for you! Depending on your investment, PettyCash will pay you a return on your earnings each month! The average returns are about 24%, which is quite impressive. Even if a borrower encounters difficulties (let’s hope they don’t), you’ll still receive your money back with interest as scheduled. PettyCash handles all the transactions, leaving you to sit back and anticipate your credit alerts.

There are four different investment options available:

  1. Personal Loan
  2. PettyCash+
  3. Federal Staff Loan
  4. NYSC Loan

As an investor, you can choose which bucket you’d like to invest in, as they all offer different returns.


It’s a straightforward deal! PettyCash has streamlined the entire process, making it incredibly user-friendly. Their easy-to-navigate website at further simplifies the process. However, if you’re interested in exploring other investment opportunities similar to this, you can connect with an agent by clicking the link below. Happy investing!

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