GTB Loan: How to Borrow Money From GTBank, The GTB Loan Code And All You Need To Know

GTBank provides a wide range of loan options tailored to meet personal and business needs in Nigeria. To help you navigate through these offerings, we’ve compiled a detailed list of every GTB loan available and how to access them. Let’s explore them together.


GTBank Loan Types and How to Apply:

  1. GT Salary Advance:
    • This loan allows you to access up to 50% of your monthly salary upfront.
    • Eligibility: Available to employees of private companies and government agencies with salary accounts at GTBank.
    • Application Methods:
      • Use GTBank’s internet banking platform.
      • Dial the GTB loan code: 7378*2#.
      • Visit any GTBank branch or ATM.
  2. GTBank School Fees Advance (GTBank Student Loan):
    • This facility assists in paying school fees for your child/ward in Nigerian institutions.
    • Eligibility: Open to staff of private and public organizations with salary accounts at GTBank.
    • Application Process:
      • Complete and submit an application form along with an Employer undertaking form.
      • Provide the school fees bill and credit insurance.
      • Ensure your staff terminal benefit is domiciled in GTB.
  3. GTB Quick Credit Loan:
    • Designed for both salary earners and self-employed individuals, offering instant cash with a repayment period of 6 – 12 months at 1.33% interest.
    • Application Methods:
      • Use the quickcredit GTB loan code: 73751*51#.
      • Utilize GTBank’s online and mobile banking platforms.
  4. GTBank MaxAdvance Loan:
    • Provides loans to select employees of private and public organizations with salary accounts at GTbank.
  5. GTBank MaxPlus:
    • Available to platinum GTbank customers with salary accounts domiciled at the bank, offering larger loan facilities with convenient repayment plans.
  6. Computer Acquisition Scheme:
    • Offers loans to currently serving NYSC members for mobile device acquisition, provided their allowance accounts are with GTBank.
    • Application Process:
      • Complete and submit an application form.
      • Submit an Employer undertaking form.
      • Provide proof of domiciliation of your NYSC allowance with GTBank.
  7. GTBank Mortgage:
    • Provides loans to customers with salary or business accounts domiciled at GTBank to assist in home ownership.
    • Requirements include a completed application form, the property’s title document, offer letter to sell property from the vendor, a valuation report from GTBank’s approved estate valuer, and a search report from GTBank legal group.
  8. GTBank Premium Advance:
    • A revolving overdraft facility placed on your Debit Naira MasterCard, available to platinum customers meeting specific criteria.
  9. GTBank Travel Advance:
    • A loan designed for customers with salary accounts domiciled at GTBank to meet travel expenses.
  10. GTBank Vehicle Insurance Premium Financing:
    • Allows salary earners and companies with GTBank accounts to pay their car insurance premium upfront and spread the repayment over a 12-month period.

GTBank Loan Calculator:

  • The GTBank loan calculator helps you estimate your monthly payments, total payments, and total interest payments based on the loan type and interest rate.


GTBank offers a diverse range of loans catering to various needs, from salary advances to specialized offerings like MaxPlus. To get started, visit their app or any of their offices. Explore the options and find the one that suits you best.

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