Creditville Limited is a private lending institution and asset management company operating in Nigeria. They offer a variety of lending services tailored to meet the financial needs of individuals and businesses. In this blog post, we’ll explore why Creditville is a top choice for obtaining loans in Nigeria.
About Creditville:
Creditville focuses on Consumer Finance, Real Estate, and Capital Markets, catering to both salaried individuals and small to medium-scale businesses in Nigeria. They pride themselves on delivering innovative and professional services based on global best practices.
Maximum Loan Amount:
You can secure a loan from Creditville ranging from N100,000 to N4 million, designed specifically for salary earners and small businesses. The repayment period spans between six to twelve months, offering flexibility to suit your financial situation.
Creditville Loan Products:
- Creditville Personal Loan (Pay Day Loan):
- Designed for professionals and salary earners to meet immediate cash needs.
- Loan amount ranges from N100,000 to N4,000,000.
- Repayment period extends up to 12 months.
Requirements:
- Payday Loan request application letter.
- Copy of client employee ID Card.
- Copy of a valid Nigerian means of identification.
- Passport photograph.
- Salary current account statement.
- Duly completed salary loan application form.
- Letter of Employment or Confirmation of Employment.
- Proof of Address (Utility Bill, Rent Receipt).
- A Guarantor may be required in certain cases.
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SME Loan:
- Geared towards businesses with organized cash flow and financial records.
- Loan amount ranges from N100,000 to N4,000,000.
- Repayment period up to 6 months.
Requirements:
- One passport photograph.
- Post-dated NUBAN cheques.
- Statement of account.
- CAC Certificate of Incorporation.
- Memorandum of Association.
- One means of identification (international passport, drivers license, or national ID).
- A suitable guarantor.
- Car Loan/Auto Lease:
- Offers asset finance for personal vehicle purchases by salary earners.
- Vehicle is for private use only, not commercial purposes.
- Ownership transfers to the customer upon loan repayment completion.
Requirements:
- Duly completed application form.
- Valid professional driver’s license.
- Copy of office means of identification.
- Recent utility bill of house address.
- Six (6) months bank statement.
- Duly executed Asset finance agreement.
- Evidence of equity contribution lodged with Creditville Limited’s account.
Other Business Interests:
- Real Estate:
- Creditville Properties deals in agency business, property management, and property development in major Nigerian cities such as Lagos, Abuja, and Port Harcourt.
- Capital Markets:
- Creditville, licensed by the SEC, manages various investment portfolios and provides investment advisory services to private investors.
Conclusion:
Creditville stands as one of the leading loan companies in Nigeria, known for its integrity-based practices. Whether you’re a salaried individual or a business owner, Creditville offers a range of loan products designed to meet your financial needs. With their commitment to global best practices, you can trust Creditville for all your lending and asset management requirements in Nigeria.