Carbon Loan USSD Code 2023: How to Use it Loans, Transfer & Balance

Are you in need of a quick loan but find the traditional banking process too cumbersome? Look no further! Carbon loan USSD code, formerly known as Paylater, offers a digital finance platform that provides instant loans and other financial services to individuals.

What is the Carbon Loan USSD Code?

The Carbon loan USSD code is *1303#, allowing you to access Carbon’s loan and financial services through your mobile phone. With this code, you can apply for a loan, transfer money, check your balance, and repay your loans without filling out lengthy forms.

How to Use the Carbon Loan USSD Code for Loans Using the Carbon USSD code for loans is simple:

  1. Dial *1303# on your mobile phone.
  2. Follow the prompts to select your preferred service, such as “Fund Transfer” or “Loan.”
  3. Provide the necessary information, including personal details and bank account information.
  4. Review and complete the process.

Benefits of Using the Carbon Loan Code There are several advantages to using the Carbon loan USSD code:

  1. Convenience: Apply for a loan anytime, anywhere, without visiting a physical branch or dealing with lengthy applications.
  2. Speed: Quick loan processing and disbursement, with funds usually available within minutes of approval.
  3. Accessibility: Easy access to loans for those without traditional banking services.
  4. Low-interest rates: Carbon offers competitive rates, making it an affordable option for individuals and small businesses.

Frequently Asked Questions about Carbon Loan USSD Code

  1. Does Carbon have a USSD code? Yes, Carbon’s USSD code is *1303#.
  2. What can I use the Carbon Code for? The code can be used for quick loans, fund transfers, buying airtime, funding your wallet, and loan repayments.
  3. How much can I borrow using the Carbon loan code? You can borrow up to N500,000 depending on your eligibility and creditworthiness.
  4. What are the requirements for accessing loans through the Carbon loan USSD code service? To access loans, you need a valid bank account and a mobile phone.
  5. What is the Carbon transfer code? The Carbon transfer code is *1303#, used for fund transfers, balance inquiries, and airtime purchases.
  6. How long does it take to get a loan through the USSD code service? The loan application and approval process are quick, with funds disbursed within minutes of applying.
  7. What is the maximum amount I can borrow through the USSD code service? You can borrow up to N500,000 through the USSD code service.


Accessing quick loans has never been easier with the Carbon loan USSD code. Say goodbye to the hassle of traditional banking and embrace the convenience of instant loans on your mobile phone. Dial *1303# today and experience a stress-free way to meet your financial needs.

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